SacramentoHousingBubble

2006-08-29T14:46:00.000-07:00

Daily Numbers (Updated 9/7/2006)
Population Adjusted Numbers (Updated 8/31/2006)
Foreclosure Numbers (Updated 9/9/2006)
Job Growth Numbers
Misc Graphs (Updated (8/31/2006)

Home Inventories (Supply) in the 4 County Greater Sacramento Area (1993 to 2005)
	El Dorado		Placer		Sacramento		Yolo		Total

	# of Homes	% Chg	# of Homes	% Chg	# of Homes	% Chg	# of Homes	% Chg	# of Homes	% Chg
4/30/1993									11604
4/30/1994	1395	0.00%	1682	0.00%	6739	0.00%	628	0.00%	10444	0.00%
4/30/1995	1400	0.36%	1700	1.07%	6600	-2.06%	628	0.00%	10328	-1.11%
4/30/1996	1400	0.36%	1675	-0.42%	5800	-13.93%	615	-2.07%	9490	-9.13%
4/30/1997	1350	-3.23%	1600	-4.88%	5400	-19.87%	615	-2.07%	8965	-14.16%
4/30/1998	1150	-17.56%	1200	-28.66%	4400	-34.71%	615	-2.07%	7365	-29.48%
4/30/1999	1000	-28.32%	1100	-34.60%	4000	-40.64%	200	-68.15%	6300	-39.68%
4/30/2000	650	-53.41%	800	-52.44%	2800	-58.45%	100	-84.08%	4350	-58.35%
4/30/2001	650	-53.41%	1000	-40.55%	2800	-58.45%	50	-92.04%	4500	-56.91%
4/30/2002	650	-53.41%	1025	-39.06%	2250	-66.61%	50	-92.04%	3975	-61.94%
4/30/2003	650	-53.41%	1050	-37.57%	2300	-65.87%	225	-64.17%	4225	-59.55%
4/30/2004	625	-55.20%	650	-61.36%	1700	-74.77%	200	-68.15%	3175	-69.60%
4/30/2005	594	-57.42%	1070	-36.39%	2545	-62.23%	214	-65.92%	4423	-57.65%

5/31/2005									5290	-49.35%
6/30/2005									6246	-40.20%
7/31/2005									7263	-30.46%
8/31/2005	989	8.44%	1,619	9.69%	5,082	18.91%	463	11.84%	8,153	15.22%
9/30/2005	1,085	18.97%	1,803	22.15%	5,815	36.06%	581	40.34%	9,284	31.20%
10/31/2005	1,225	34.32%	2,094	41.87%	6,940	62.38%	667	61.11%	10,926	54.41%
11/30/2005	1,260	38.16%	2,216	50.14%	7,450	74.31%	690	66.67%	11,616	64.16%
12/31/2005	1,110	21.71%	1,869	26.63%	6,497	52.01%	585	41.30%	10,061	42.18%
1/31/2006	1,182	29.61%	1,958	32.66%	6,959	62.82%	594	43.48%	10,693	51.12%
2/28/2006	1,236	35.53%	2,167	46.82%	7,300	70.80%	642	55.07%	11,345	60.33%
3/31/2006	1,175	28.84%	2,284	54.74%	7,426	73.75%	670	61.84%	11,555	63.30%
4/30/2006	1,329	45.72%	2,546	72.49%	8,138	90.41%	732	76.81%	12,745	80.12%
5/31/2006	1,593	74.67%	3,016	104.34%	9,328	118.25%	885	113.77%	14,822	109.47%
6/30/2006	1,705	86.95%	3,254	120.46%	10,412	143.61%	958	131.40%	16,329	130.77%
7/31/2006	1,874	105.48%	3,511	137.87%	11,352	165.61%	1,043	151.93%	17,780	151.27%

Inventory Changes Beginning 8/3/2006
	El Dorado		Placer		Sacramento		Yolo		Total

8/3/2006	1,857	103.62%	3,520	138.48%	11,333	165.16%	1,060	156.04%	17,770	151.13%
8/4/2006	1,858	103.73%	3,521	138.55%	11,369	166.00%	1,055	154.83%	17,803	151.60%
8/5/2006	1,866	104.61%	3,540	139.84%	11,499	169.05%	1,052	154.11%	17,957	153.77%
8/6/2006	1,864	104.39%	3,545	140.18%	11,514	169.40%	1,052	154.11%	17,975	154.03%
8/7/2006	1,859	103.84%	3,532	139.30%	11,490	168.83%	1,049	153.38%	17,930	153.39%
8/8/2006	1,865	104.50%	3,536	139.57%	11,473	168.44%	1,049	153.38%	17,923	153.29%
8/9/2006	1,860	103.95%	3,529	139.09%	11,473	168.44%	1,066	157.49%	17,928	153.36%
8/10/2006	1,859	103.84%	3,536	139.57%	11,496	168.98%	1,066	157.49%	17,957	153.77%
8/11/2006	1,871	105.15%	3,535	139.50%	11,499	169.05%	1,069	158.21%	17,974	154.01%
8/12/2006	1,883	106.47%	3,574	142.14%	11,593	171.24%	1,068	157.97%	18,118	156.05%
8/13/2006	1,878	105.92%	3,580	142.55%	11,584	171.03%	1,063	156.76%	18,105	155.86%
8/14/2006	1,872	105.26%	3,571	141.94%	11,568	170.66%	1,059	155.80%	18,070	155.37%
8/16/2006	1,872	105.26%	3,528	139.02%	11,501	169.09%	1,055	154.83%	17,956	153.76%
8/17/2006	1,876	105.70%	3,531	139.23%	11,541	170.03%	1,045	152.42%	17,993	154.28%
8/19/2006	1,871	105.15%	3,526	138.89%	11,557	170.40%	1,037	150.48%	17,991	154.25%
8/21/2006	1,866	104.61%	3,535	139.50%	11,555	170.35%	1,034	149.76%	17,990	154.24%
8/23/2006	1,849	102.74%	3,517	138.28%	11,505	169.19%	1,038	150.72%	17,909	153.09%
8/25/2006	1,845	102.30%	3,498	136.99%	11,517	169.47%	1,037	150.48%	17,901	152.98%
8/26/2006	1,841	101.86%	3,495	136.79%	11,514	169.40%	1,041	151.45%	17,891	152.84%
8/27/2006	1,843	102.08%	3,487	136.25%	11,513	169.37%	1,042	151.69%	17,885	152.76%
8/30/2006	1,856	103.51%	3,487	136.25%	11,395	166.61%	1,047	152.90%	17,785	151.34%
8/31/2006	1,843	102.08%	3,488	136.31%	11,343	165.40%	1,049	153.38%	17,723	150.47%

	El Dorado		Placer		Sacramento		Yolo		Total

9/1/2006	1,823	99.89%	3,457	134.21%	11,193	161.89%	1,033	149.52%	17,506	147.40%
9/2/2006	1,845	102.30%	3,483	135.98%	11,225	162.63%	1,033	149.52%	17,586	148.53%
9/5/2006	1,837	101.43%	3,463	134.62%	11,176	161.49%	1,021	146.62%	17,497	147.27%
9/6/2006	1,849	102.74%	3,451	133.81%	11,106	159.85%	1,026	147.83%	17,432	146.35%
9/7/2006	1,845	102.30%	3,442	133.20%	11,091	159.50%	1,035	150.00%	17,413	146.09%
Note: Daily Numbers from IDXCentral.com

Population Growth Versus # of Homes Available for Sale This next set of data is trying to show the relationship between the total number of people in a given area to the number of homes for sale in that area. This allows us to compare number of homes for sale today to the number of homes for at some time in the past on a population adjusted basis. (This is only one of many factors that may be considered for comparative purposes, such as Incomes, Job Growth, Home Prices versus Rent ratios, Inflation, etc).
	El Dorado County			Placer County			Sacramento County			Yolo County			Total
Year	Popu- lation	# Homes	Pop/ Home	Popu- lation	# Homes	Pop/ Home	Popu- lation	# Homes	Pop/ Home	Popu- lation	# Homes	Pop/ Home	Popu- lation	# Homes	Pop/ Home

1990	125,995			172,796			1,041,219			141,210			1,481,220
1991	130,182			179,242			1,063,417			143,825			1,516,666
1992	134,898			187,204			1,088,351			147,211			1,557,664
5/31/1993	138,788			194,001			1,103,845			149,032			1,585,666	11,604	137
4/30/1994	141,843	1,395	102	199,994	1,682	119	1,113,762	6,739	165	150,387	628	239	1,605,986	10,444	154
4/30/1995	143,862	1,400	103	207,158	1,700	122	1,118,579	6,600	169	152,924	628	244	1,622,523	10,328	157
4/30/1996	145,949	1,400	104	215,019	1,675	128	1,127,700	5,800	194	155,709	615	253	1,644,377	9,490	173
4/30/1997	148,373	1,350	110	222,287	1,600	139	1,141,918	5,400	211	158,310	615	257	1,670,888	8,965	186
4/30/1998	150,857	1,150	131	229,684	1,200	191	1,157,437	4,400	263	160,732	615	261	1,698,710	7,365	231
4/30/1999	153,231	1,000	153	238,292	1,100	217	1,185,124	4,000	296	163,490	200	817	1,740,137	6,300	276
4/30/2000	157,079	650	242	246,119	800	308	1,217,628	2,800	435	167,352	100	1,674	1,788,178	4,350	411
4/30/2001	161,600	650	249	254,900	1,000	255	1,247,800	2,800	446	171,800	50	3,436	1,836,100	4,500	408
4/30/2002	163,600	650	252	265,700	1,025	259	1,280,900	2,250	569	176,300	50	3,526	1,886,500	3,975	475
4/30/2003	165,900	650	255	283,500	1,050	270	1,311,700	2,300	570	181,100	225	805	1,942,200	4,225	460
4/30/2004	170,456	625	273	296,579	650	456	1,346,205	1,700	792	184,660	200	923	1,997,900	3,175	629
4/30/2005	173,511	594	292	308,431	1,070	288	1,366,937	2,545	537	187,575	214	877	2,036,454	4,423	460
5/31/2005	173,511			308,431			1,366,937			187,575			2,036,454	5,290	385
6/30/2005	173,511			308,431			1,366,937			187,575			2,036,454	6,246	326
7/31/2005	173,511			308,431			1,366,937			187,575			2,036,454	7,263	280
8/31/2005	173,511	989	175	308,431	1,619	191	1,366,937	5,082	269	187,575	463	405	2,036,454	8,153	250
9/30/2005	173,511	1,085	160	308,431	1,803	171	1,366,937	5,815	235	187,575	581	323	2,036,454	9,284	219
10/31/2005	173,511	1,225	142	308,431	2,094	147	1,366,937	6,940	197	187,575	667	281	2,036,454	10,926	186
11/30/2005	173,511	1,260	138	308,431	2,216	139	1,366,937	7,450	183	187,575	690	272	2,036,454	11,616	175
12/31/2005	173,511	1,110	156	308,431	1,869	165	1,366,937	6,497	210	187,575	585	321	2,036,454	10,061	202
1/31/2006	176,204	1,182	149	316,508	1,958	162	1,385,607	6,959	199	190,344	594	320	2,068,663	10,693	193
2/28/2006	176,204	1,236	143	316,508	2,167	146	1,385,607	7,300	190	190,344	642	296	2,068,663	11,345	182
3/31/2006	176,204	1,175	150	316,508	2,284	139	1,385,607	7,426	187	190,344	670	284	2,068,663	11,555	179
4/30/2006	176,204	1,329	133	316,508	2,546	124	1,385,607	8,138	170	190,344	732	260	2,068,663	12,745	162
5/31/2006	176,204	1,593	111	316,508	3,016	105	1,385,607	9,328	149	190,344	885	215	2,068,663	14,822	140
6/30/2006	176,204	1,705	103	316,508	3,254	97	1,385,607	10,412	133	190,344	958	199	2,068,663	16,329	127
7/31/2006	176,204	1,874	94	316,508	3,511	90	1,385,607	11,352	122	190,344	1,043	182	2,068,663	17,780	116
8/31/2006	176,204	1,843	96	316,508	3,488	91	1,385,607	11,343	122	190,344	1,049	181	2,068,663	17,723	117
Notes: Population Data was pulled from the California Employment Development Department. 1990 data courtesy of the US Census Bureau. 1991-2005 data courtesy of the California Department of Finance. 2006 estimated. 6/30/2006 --- 2005 and 2006 population numbers revised according to updates on EDD's website.

Sacramento County Foreclosure Data Beginning 8/10/2005 (Sacramento County Only)
Date	Foreclosure	Pre-Foreclosure	Bankruptcy
8/10/2005	29	3,045	1,243
8/20/2005	28	3,128	1,286
8/25/2005	30	3,091	3,294
9/3/2005	32	3,201	4,182
9/10/2005	33	3,268	4,264
9/17/2005	36	3,313	4,300
9/24/2005	37	3,367	2,553
10/1/2005	36	3,450	1,768
10/8/2005	34	2,461	733
10/15/2005	42	3,556	1,868
10/22/2005	43	3,609	2,165
10/29/2005	46	3,722	2,961
11/5/2005	46	3,813	3,102
11/12/2005	48	3,525	3,128
11/19/2005	50	3,556	3,121
11/26/2005	52	3,485	3,093
12/3/2005	53	3,496	3,036
12/10/2005	52	3,468	3,014
12/17/2005	58	3,463	3,006
12/24/2005	58	3,484	3,001
12/31/2005	60	3,508	2,989
1/7/2006	61	3,548	2,923
1/14/2006
1/21/2006	66	3,465	2,546
1/28/2006	69	3,410	2,230
2/4/2006	77	3,448	2,256
2/11/2006	77	3,474	1,917
2/18/2006	75	3,595	1,809
2/25/2006	87	3,602	1,592
3/04/2006	91	3,643	1,302
3/11/2006	99	3,691	1,375
3/18/2006	88	3,773	1,424
3/25/2006	99	3,828	1,210
4/1/2006	98	3,858	1,030
4/8/2006	106	3,900	1,014
4/15/2006	109	3,974	998
4/22/2006	109	4,040	1,011
4/29/2006	119	4,111	1,022
5/6/2006	125	4,174	984
5/13/2006	130	4,232	1000
5/20/2006	136	4,254	1,012
5/27/2006	148	4,362	1,061
6/3/2006	154	4,410	1,105
6/10/2006	164	4,434	1,114
6/17/2006	180	4,610	1,118
6/24/2006	191	4,682	1,131
7/1/2006	203	4,685	1,143
7/8/2006	212	4,753	1,180
7/15/2006	225	4,747	1,154
7/22/2006	228	2,910	1,166
7/29/2006	239	2,927	1,162
8/5/2006	247	2,960	1,200
8/12/2006	261	2,968	1,219
8/19/2006	267	2,937	1,225
8/26/2006	281	2,948	1,228
9/2/2006	275	2,276	1,296
9/9/2006	303	2,315	1,314
Notes: Data courtesy of Foreclosure.com. Data is for Sacramento County only (not the 4 county region).

Job Growth in the Four County Region from 1994-2004
Things to notice:
1) Steady decline in job growth after a peak in 1999.
2) High percentage of new jobs being real estate related.

Year	Total Jobs	Total New Jobs	New Real Estate Jobs	Percent
1994	643,800	17,800	1,600	9.0%
1995	662,800	19,000	400	2.1%
1996	681,500	18,700	2,800	15.0%
1997	702,000	20,500	4,000	19.5%
1998	731,400	29,400	5,900	20.0%
1999	770,500	39,100	8,100	20.7%
2000	797,100	26,600	4,500	16.9%
2001	818,900	21,800	7,100	32.6%
2002	832,200	13,300	1,700	12.8%
2003	846,000	13,800	7,000	50.7%
2004	856,200	10,200	4,100	40.1%

Notes:

Job numbers were taken from a recent article in the Sacramento Bee, which was quoting numbers by the Employment Development Department in Sacramento.


Notes: Inventory chart on the left depicts the inventory data in the tables above (last updated 8/31/2006). The National City chart on the right was pulled from a recent report by National City regarding overvalued and "extremely overvalued" (over 30% overvalued) cities in America. At that point, they considered Sacramento roughly 54% overvalued, which fell into the "extremely overvalued" category. This graph was developed by Economist Robert Shiller and his students. Basically it's an index of home prices dating back to the late 1800s, using data from newspapers and govt surveys (as the picture states). Graph courtesy of Robert Shiller's book "Irrational Exuberance" and the picture was pulled from a story in the NY Times.

2006-01-03T16:22:00.000-08:00

Daily Numbers (Updated 8/26/2006)
Population Adjusted Numbers (Updated 7/31/2006)
Foreclosure Numbers (Updated 8/26/2006)
Job Growth Numbers
Misc Graphs (Updated (7/31/2006)
Inventory Discrepancies (New...8/12/2006)

Home Inventories (Supply) in the 4 County Greater Sacramento Area (1993 to 2005)
	El Dorado		Placer		Sacramento		Yolo		Total

	# of Homes	% Chg	# of Homes	% Chg	# of Homes	% Chg	# of Homes	% Chg	# of Homes	% Chg
4/30/1993									11604
4/30/1994	1395	0.00%	1682	0.00%	6739	0.00%	628	0.00%	10444	0.00%
4/30/1995	1400	0.36%	1700	1.07%	6600	-2.06%	628	0.00%	10328	-1.11%
4/30/1996	1400	0.36%	1675	-0.42%	5800	-13.93%	615	-2.07%	9490	-9.13%
4/30/1997	1350	-3.23%	1600	-4.88%	5400	-19.87%	615	-2.07%	8965	-14.16%
4/30/1998	1150	-17.56%	1200	-28.66%	4400	-34.71%	615	-2.07%	7365	-29.48%
4/30/1999	1000	-28.32%	1100	-34.60%	4000	-40.64%	200	-68.15%	6300	-39.68%
4/30/2000	650	-53.41%	800	-52.44%	2800	-58.45%	100	-84.08%	4350	-58.35%
4/30/2001	650	-53.41%	1000	-40.55%	2800	-58.45%	50	-92.04%	4500	-56.91%
4/30/2002	650	-53.41%	1025	-39.06%	2250	-66.61%	50	-92.04%	3975	-61.94%
4/30/2003	650	-53.41%	1050	-37.57%	2300	-65.87%	225	-64.17%	4225	-59.55%
4/30/2004	625	-55.20%	650	-61.36%	1700	-74.77%	200	-68.15%	3175	-69.60%
4/30/2005	594	-57.42%	1070	-36.39%	2545	-62.23%	214	-65.92%	4423	-57.65%

5/31/2005									5290	-49.35%
6/30/2005									6246	-40.20%
7/31/2005									7263	-30.46%
Inventory Changes Beginning 8/8/2005
8/8/2005	912	0.00%	1,476	0.00%	4,274	0.00%	414	0.00%	7,076	0.00%
8/9/2005	914	0.22%	1,460	-1.08%	4,313	0.91%	414	0.00%	7,101	0.35%
8/10/2005	918	0.66%	1,462	-0.95%	4,345	1.66%	413	-0.24%	7,138	0.88%
8/11/2005	925	1.43%	1,479	0.20%	4,392	2.76%	419	1.21%	7,215	1.96%
8/12/2005	921	0.99%	1,482	0.41%	4,424	3.51%	421	1.69%	7,248	2.43%
8/13/2005	921	0.99%	1,508	2.17%	4,518	5.71%	418	0.97%	7,365	4.08%
8/14/2005	923	1.21%	1,512	2.44%	4,537	6.15%	415	0.24%	7,387	4.40%
8/15/2005	931	2.08%	1,509	2.24%	4,525	5.87%	413	-0.24%	7,378	4.27%
8/16/2005	938	2.85%	1,511	2.37%	4,566	6.83%	410	-0.97%	7,425	4.93%
8/17/2005	934	2.41%	1,522	3.12%	4,604	7.72%	415	0.24%	7,475	5.64%
8/18/2005	928	1.75%	1,541	4.40%	4,640	8.56%	419	1.21%	7,528	6.39%
8/19/2005	939	2.96%	1,550	5.01%	4,679	9.48%	429	3.62%	7,597	7.36%
8/20/2005	949	4.06%	1,584	7.32%	4,776	11.75%	436	5.31%	7,745	9.45%
8/21/2005	944	3.51%	1,581	7.11%	4,793	12.14%	437	5.56%	7,755	9.60%
8/22/2005	943	3.40%	1,578	6.91%	4,789	12.05%	435	5.07%	7,745	9.45%
8/23/2005	958	5.04%	1,579	6.98%	4,798	12.26%	439	6.04%	7,774	9.86%
8/24/2005	964	5.70%	1,583	7.25%	4,824	12.87%	442	6.76%	7,813	10.42%
8/25/2005	964	5.70%	1,582	7.18%	4,854	13.57%	444	7.25%	7,844	10.85%
8/26/2005	958	5.04%	1,581	7.11%	4,927	15.28%	451	8.94%	7,917	11.89%
8/27/2005	970	6.36%	1,622	9.89%	5,052	18.20%	455	9.90%	8,099	14.46%
8/28/2005	973	6.69%	1,621	9.82%	5,059	18.37%	460	11.11%	8,113	14.66%
8/29/2005	976	7.02%	1,620	9.76%	5,056	18.30%	457	10.39%	8,109	14.60%
8/30/2005	983	7.79%	1,617	9.55%	5,058	18.34%	455	9.90%	8,113	14.66%
8/31/2005	989	8.44%	1,619	9.69%	5,082	18.91%	463	11.84%	8,153	15.22%

	El Dorado		Placer		Sacramento		Yolo		Total

9/1/2005	985	8.00%	1,613	9.28%	5,090	19.09%	465	12.32%	8,153	15.22%
9/2/2005	993	8.88%	1,608	8.94%	5,124	19.89%	476	14.98%	8,201	15.90%
9/3/2005	1,014	11.18%	1,653	11.99%	5,228	22.32%	484	16.91%	8,379	18.41%
9/4/2005	1,020	11.84%	1,655	12.13%	5,255	22.95%	487	17.63%	8,417	18.95%
9/5/2005	1,018	11.62%	1,652	11.92%	5,257	23.00%	490	18.36%	8,417	18.95%
9/6/2005	1,016	11.40%	1,648	11.65%	5,252	22.88%	495	19.57%	8,411	18.87%
9/7/2005	1,019	11.73%	1,653	11.99%	5,269	23.28%	500	20.77%	8,441	19.29%
9/8/2005	1,026	12.50%	1,642	11.25%	5,322	24.52%	508	22.71%	8,498	20.10%
9/9/2005	1,032	13.16%	1,658	12.33%	5,359	25.39%	510	23.19%	8,559	20.96%
9/10/2005	1,043	14.36%	1,696	14.91%	5,473	28.05%	522	26.09%	8,734	23.43%
9/11/2005	1,045	14.58%	1,693	14.70%	5,481	28.24%	530	28.02%	8,749	23.64%
9/12/2005	1,040	14.04%	1,698	15.04%	5,483	28.29%	530	28.02%	8,751	23.67%
9/13/2005	1,054	15.57%	1,709	15.79%	5,475	28.10%	529	27.78%	8,767	23.90%
9/14/2005	1,054	15.57%	1,711	15.92%	5,494	28.54%	533	28.74%	8,792	24.25%
9/15/2005	1,056	15.79%	1,724	16.80%	5,526	29.29%	538	29.95%	8,844	24.99%
9/16/2005	1,059	16.12%	1,738	17.75%	5,524	29.25%	534	28.99%	8,855	25.14%
9/17/2005	1,062	16.45%	1,778	20.46%	5,616	31.40%	544	31.40%	9,000	27.19%
9/18/2005	1,056	15.79%	1,774	20.19%	5,631	31.75%	539	30.19%	9,000	27.19%
9/19/2005	1,063	16.56%	1,772	20.05%	5,645	32.08%	538	29.95%	9,018	27.44%
9/20/2005	1,070	17.32%	1,769	19.85%	5,638	31.91%	547	32.13%	9,024	27.53%
9/21/2005	1,070	17.32%	1,769	19.85%	5,665	32.55%	551	33.09%	9,055	27.97%
9/22/2005	1,070	17.32%	1,761	19.31%	5,697	33.29%	556	34.30%	9,084	28.38%
9/23/2005	1,070	17.32%	1,787	21.07%	5,744	34.39%	558	34.78%	9,159	29.44%
9/24/2005	1,070	17.32%	1,785	20.93%	5,815	36.06%	567	36.96%	9,237	30.54%
9/25/2005	1,075	17.87%	1,783	20.80%	5,819	36.15%	561	35.51%	9,238	30.55%
9/26/2005	1,071	17.43%	1,784	20.87%	5,796	35.61%	561	35.51%	9,212	30.19%
9/27/2005	1,079	18.31%	1,774	20.19%	5,790	35.47%	571	37.92%	9,214	30.21%
9/28/2005	1,074	17.76%	1,786	21.00%	5,778	35.19%	571	37.92%	9,209	30.14%
9/29/2005	1,081	18.53%	1,788	21.14%	5,807	35.87%	580	40.10%	9,256	30.81%
9/30/2005	1,085	18.97%	1,803	22.15%	5,815	36.06%	581	40.34%	9,284	31.20%

	El Dorado		Placer		Sacramento		Yolo		Total

10/1/2005	1,077	18.09%	1,806	22.36%	5,846	36.78%	581	40.34%	9,310	31.57%
10/2/2005	1,077	18.09%	1,811	22.70%	5,843	36.71%	583	40.82%	9,314	31.63%
10/3/2005	1,075	17.87%	1,815	22.97%	5,841	36.66%	585	41.30%	9,316	31.66%
10/4/2005	1,083	18.75%	1,803	22.15%	5,845	36.76%	588	42.03%	9,319	31.70%
10/5/2005	1,095	20.07%	1,794	21.54%	5,859	37.08%	592	43.00%	9,340	32.00%
10/6/2005	1,092	19.74%	1,797	21.75%	5,891	37.83%	594	43.48%	9,374	32.48%
10/7/2005	1,088	19.30%	1,799	21.88%	5,925	38.63%	599	44.69%	9,411	33.00%
10/8/2005	1,096	20.18%	1,810	22.63%	5,999	40.36%	598	44.44%	9,503	34.30%
10/9/2005	1,093	19.85%	1,806	22.36%	6,015	40.73%	599	44.69%	9,513	34.44%
10/10/2005	1,086	19.08%	1,802	22.09%	6,008	40.57%	597	44.20%	9,493	34.16%
10/11/2005	1,102	20.83%	1,800	21.95%	6,004	40.48%	598	44.44%	9,504	34.31%
10/12/2005	1,101	20.72%	1,811	22.70%	6,001	40.41%	594	43.48%	9,507	34.36%
10/13/2005	1,108	21.49%	1,817	23.10%	5,979	39.89%	598	44.44%	9,502	34.28%
10/14/2005	1,108	21.49%	1,833	24.19%	5,986	40.06%	603	45.65%	9,530	34.68%
10/15/2005	1,118	22.59%	1,856	25.75%	6,075	42.14%	601	45.17%	9,650	36.38%
10/16/2005	1,131	24.01%	1,865	26.36%	6,131	43.45%	605	46.14%	9,732	37.54%
10/17/2005	1,134	24.34%	1,879	27.30%	6,156	44.03%	608	46.86%	9,777	38.17%
10/18/2005	1,140	25.00%	1,886	27.78%	6,180	44.60%	612	47.83%	9,818	38.75%
10/19/2005	1,150	26.10%	1,905	29.07%	6,229	45.74%	624	50.72%	9,908	40.02%
10/20/2005	1,151	26.21%	1,924	30.35%	6,291	47.19%	635	53.38%	10,001	41.34%
10/21/2005	1,153	26.43%	1,950	32.11%	6,383	49.34%	639	54.35%	10,125	43.09%
10/22/2005	1,165	27.74%	1,984	34.42%	6,489	51.82%	646	56.04%	10,284	45.34%
10/23/2005	1,168	28.07%	1,994	35.09%	6,509	52.29%	648	56.52%	10,319	45.83%
10/24/2005	1,174	28.73%	2,000	35.50%	6,516	52.46%	646	56.04%	10,336	46.07%
10/25/2005	1,186	30.04%	2,018	36.72%	6,579	53.93%	649	56.76%	10,432	47.43%
10/26/2005	1,201	31.69%	2,052	39.02%	6,649	55.57%	652	57.49%	10,554	49.15%
10/27/2005	1,199	31.47%	2,048	38.75%	6,732	57.51%	655	58.21%	10,634	50.28%
10/28/2005	1,204	32.02%	2,065	39.91%	6,787	58.80%	664	60.39%	10,720	51.50%
10/29/2005	1,219	33.66%	2,091	41.67%	6,902	61.49%	667	61.11%	10,879	53.75%
10/30/2005	1,227	34.54%	2,098	42.14%	6,932	62.19%	670	61.84%	10,927	54.42%
10/31/2005	1,225	34.32%	2,094	41.87%	6,940	62.38%	667	61.11%	10,926	54.41%

	El Dorado		Placer		Sacramento		Yolo		Total

11/1/2005	1,235	35.42%	2,108	42.82%	6,991	63.57%	667	61.11%	11,001	55.47%
11/2/2005	1,251	37.17%	2,133	44.51%	7,042	64.76%	669	61.59%	11,095	56.80%
11/3/2005	1,260	38.16%	2,158	46.21%	7,083	65.72%	673	62.56%	11,174	57.91%
11/4/2005	1,270	39.25%	2,176	47.43%	7,132	66.87%	679	64.01%	11,257	59.09%
11/5/2005	1,276	39.91%	2,204	49.32%	7,240	69.40%	681	64.49%	11,401	61.12%
11/6/2005	1,275	39.80%	2,214	50.00%	7,271	70.12%	685	65.46%	11,445	61.74%
11/7/2005	1,272	39.47%	2,215	50.07%	7,278	70.29%	684	65.22%	11,449	61.80%
11/8/2005	1,285	40.90%	2,217	50.20%	7,340	71.74%	686	65.70%	11,528	62.92%
11/9/2005	1,287	41.12%	2,233	51.29%	7,393	72.98%	689	66.43%	11,602	63.96%
11/10/2005	1,295	42.00%	2,241	51.83%	7,457	74.47%	698	68.60%	11,691	65.22%
11/11/2005	1,293	41.78%	2,263	53.32%	7,530	76.18%	698	68.60%	11,784	66.53%
11/12/2005	1,295	42.00%	2,284	54.74%	7,616	78.19%	705	70.29%	11,900	68.17%
11/14/2005	1,299	42.43%	2,291	55.22%	7,649	78.97%	709	71.26%	11,948	68.85%
11/15/2005	1,304	42.98%	2,298	55.69%	7,691	79.95%	711	71.74%	12,004	69.64%
11/16/2005	1,300	42.54%	2,291	55.22%	7,617	78.22%	714	72.46%	11,922	68.49%
11/17/2005	1,292	41.67%	2,281	54.54%	7,618	78.24%	716	72.95%	11,907	68.27%
11/18/2005	1,278	40.13%	2,282	54.61%	7,632	78.57%	715	72.71%	11,907	68.27%
11/19/2005	1,282	40.57%	2,278	54.34%	7,657	79.15%	716	72.95%	11,933	68.64%
11/20/2005	1,283	40.68%	2,281	54.54%	7,648	78.94%	716	72.95%	11,928	68.57%
11/21/2005	1,284	40.79%	2,276	54.20%	7,625	78.40%	716	72.95%	11,901	68.19%
11/22/2005	1,279	40.24%	2,271	53.86%	7,574	77.21%	712	71.98%	11,836	67.27%
11/23/2005	1,279	40.24%	2,271	53.86%	7,574	77.21%	712	71.98%	11,836	67.27%
11/24/2005	1,272	39.47%	2,264	53.39%	7,564	76.98%	712	71.98%	11,812	66.93%
11/25/2005	1,265	38.71%	2,258	52.98%	7,528	76.13%	711	71.74%	11,762	66.22%
11/26/2005	1,262	38.38%	2,252	52.57%	7,536	76.32%	707	70.77%	11,757	66.15%
11/27/2005	1,264	38.60%	2,242	51.90%	7,531	76.20%	710	71.50%	11,747	66.01%
11/28/2005	1,259	38.05%	2,236	51.49%	7,516	75.85%	707	70.77%	11,718	65.60%
11/29/2005	1,266	38.82%	2,225	50.75%	7,470	74.78%	698	68.60%	11,659	64.77%
11/30/2005	1,260	38.16%	2,216	50.14%	7,450	74.31%	690	66.67%	11,616	64.16%

	El Dorado		Placer		Sacramento		Yolo		Total

12/1/2005	1,241	36.07%	2,186	48.10%	7,334	71.60%	687	65.94%	11,448	61.79%
12/2/2005	1,229	34.76%	2,181	47.76%	7,352	72.02%	689	66.53%	11,451	61.83%
12/3/2005	1,225	34.32%	2,189	48.31%	7,408	73.33%	691	66.91%	11,513	62.70%
12/4/2005	1,235	35.42%	2,181	47.76%	7,410	73.37%	692	67.15%	11,518	62.78%
12/5/2005	1,228	34.65%	2,176	47.43%	7,403	73.21%	686	65.70%	11,493	62.42%
12/6/2005	1,222	33.99%	2,153	45.87%	7,402	73.19%	680	64.25%	11,457	61.91%
12/7/2005	1,229	34.76%	2,161	46.41%	7,366	72.34%	673	62.56%	11,429	61.52%
12/8/2005	1,227	34.54%	2,154	45.93%	7,314	71.13%	666	60.87%	11,361	60.56%
12/9/2005	1,229	34.76%	2,165	46.68%	7,309	71.01%	666	60.87%	11,369	60.67%
12/10/2005	1,225	34.32%	2,168	46.88%	7,320	71.27%	654	57.97%	11,367	60.64%
12/11/2005	1,219	33.66%	2,160	46.34%	7,302	70.85%	653	57.73%	11,334	60.18%
12/12/2005	1,218	33.55%	2,153	45.87%	7,285	70.45%	650	57.00%	11,306	59.78%
12/13/2005	1,216	33.33%	2,135	44.65%	7,242	69.44%	647	56.28%	11,240	58.85%
12/14/2005	1,216	33.33%	2,110	42.95%	7,217	68.86%	644	55.56%	11,187	58.10%
12/16/2005	1,196	31.14%	2,078	40.79%	7,130	66.82%	643	55.31%	11,047	56.12%
12/17/2005	1,201	31.69%	2,069	40.18%	7,085	65.77%	645	55.80%	11,000	55.46%
12/18/2005	1,204	32.02%	2,056	39.30%	7,066	65.33%	647	56.28%	10,973	55.07%
12/19/2005	1,205	32.13%	2,051	38.96%	7,044	64.81%	646	56.04%	10,946	54.69%
12/20/2005	1,197	31.25%	2,031	37.60%	6,985	63.43%	638	54.11%	10,851	53.35%
12/21/2005	1,189	30.37%	2,012	36.31%	6,908	61.63%	633	52.90%	10,742	51.81%
12/22/2005	1,187	30.15%	1,983	34.35%	6,831	59.83%	627	51.45%	10,628	50.20%
12/23/2005	1,175	28.84%	1,957	32.59%	6,773	58.47%	622	50.24%	10,527	48.77%
12/26/2005	1,164	27.63%	1,943	31.64%	6,677	56.22%	613	48.07%	10,397	46.93%
12/27/2005	1,156	26.75%	1,935	31.10%	6,654	55.69%	609	47.10%	10,354	46.33%
12/28/2005	1,141	25.11%	1,906	29.13%	6,629	55.10%	601	45.17%	10,277	45.24%
12/29/2005	1,132	24.12%	1,889	27.98%	6,563	53.56%	597	44.20%	10,181	43.88%
12/30/2005	1,123	23.14%	1,884	27.64%	6,561	53.51%	598	44.44%	10,166	43.67%
12/31/2005	1,110	21.71%	1,869	26.63%	6,497	52.01%	585	41.30%	10,061	42.18%

	El Dorado		Placer		Sacramento		Yolo		Total

1/1/2006	1,074	17.76%	1,782	20.73%	6,256	46.37%	564	36.23%	9,676	36.74%
1/2/2006	1,075	17.87%	1,772	20.05%	6,245	46.12%	560	35.27%	9,652	36.40%
1/3/2006	1,085	18.97%	1,785	20.93%	6,263	46.54%	565	36.47%	9,698	37.05%
1/4/2006	1,097	20.29%	1,809	22.56%	6,326	48.01%	564	36.23%	9,796	38.44%
1/5/2006	1,105	21.16%	1,833	24.19%	6,367	48.97%	568	37.20%	9,873	39.53%
1/6/2006	1,113	22.04%	1,844	24.93%	6,441	50.70%	575	38.89%	9,973	40.94%
1/7/2006	1,133	24.23%	1,860	26.02%	6,545	53.14%	576	39.13%	10,114	42.93%
1/8/2006	1,131	24.01%	1,864	26.29%	6,553	53.32%	579	39.86%	10,127	43.12%
1/9/2006	1,129	23.79%	1,860	26.02%	6,557	53.42%	581	40.34%	10,127	43.12%
1/11/2006	1,139	24.89%	1,863	26.22%	6,628	55.08%	595	43.72%	10,225	44.50%
1/12/2006	1,157	26.86%	1,903	28.93%	6,770	58.40%	605	46.14%	10,435	47.47%
1/13/2006	1,160	27.19%	1,925	30.42%	6,791	58.89%	607	46.62%	10,483	48.15%
1/14/2006	1,168	28.07%	1,960	32.79%	6,867	60.67%	605	46.14%	10,600	49.80%
1/15/2006	1,163	27.52%	1,959	32.72%	6,850	60.27%	602	45.41%	10,574	49.43%
1/16/2006	1,162	27.41%	1,946	31.84%	6,850	60.27%	599	44.69%	10,557	49.19%
1/17/2006	1,163	27.52%	1,949	32.05%	6,863	60.58%	600	44.93%	10,575	49.45%
1/18/2006	1,156	26.75%	1,947	31.91%	6,827	59.73%	602	45.41%	10,532	48.84%
1/19/2006	1,169	28.18%	1,941	31.50%	6,837	59.97%	615	48.55%	10,562	49.27%
1/20/2006	1,172	28.51%	1,958	32.66%	6,868	60.69%	617	49.03%	10,615	50.01%
1/21/2006	1,166	27.85%	1,970	33.47%	6,912	61.72%	613	48.07%	10,661	50.66%
1/22/2006	1,177	29.06%	1,960	32.79%	6,937	62.31%	611	47.58%	10,685	51.00%
1/23/2006	1,147	25.77%	1,942	31.57%	6,901	61.46%	607	46.62%	10,597	49.76%
1/24/2006	1,155	26.64%	1,932	30.89%	6,855	60.39%	588	42.03%	10,530	48.81%
1/25/2006	1,172	28.51%	1,945	31.78%	6,821	59.59%	589	42.27%	10,527	48.77%
1/26/2006	1,150	26.10%	1,935	31.10%	6,835	59.92%	583	40.82%	10,503	48.43%
1/27/2006	1,163	27.52%	1,962	32.93%	6,983	63.38%	595	43.72%	10,703	51.26%
1/28/2006	1,174	28.73%	1,979	34.08%	7,015	64.13%	593	43.24%	10,761	52.08%
1/29/2006	1,178	29.17%	1,975	33.81%	7,019	64.23%	596	43.96%	10,768	52.18%
1/30/2006	1,180	29.39%	1,968	33.33%	6,993	63.62%	594	43.48%	10,735	51.71%
1/31/2006	1,182	29.61%	1,958	32.66%	6,959	62.82%	594	43.48%	10,693	51.12%

	El Dorado		Placer		Sacramento		Yolo		Total

2/1/2006	1,173	28.62%	1,949	32.05%	6,861	60.53%	596	43.96%	10,579	49.51%
2/2/2006	1,164	27.63%	1,980	34.15%	6,893	61.28%	603	45.65%	10,640	50.37%
2/3/2006	1,173	28.62%	1,992	34.96%	6,911	61.70%	603	45.65%	10,679	50.92%
2/4/2006	1,189	30.37%	2,026	37.23%	6,940	62.38%	614	48.19%	10,768	52.18%
2/5/2006	1,183	29.66%	2,037	38.01%	6,936	62.27%	615	48.43%	10,770	52.20%
2/6/2006	1,180	29.33%	2,038	38.08%	6,932	62.19%	612	47.71%	10,761	52.08%
2/7/2006	1,183	29.66%	2,043	38.41%	6,903	61.51%	613	48.07%	10,742	51.80%
2/8/2006	1,185	29.88%	2,043	38.41%	6,902	61.49%	618	49.28%	10,748	51.89%
2/9/2006	1,157	26.86%	2,065	39.91%	7,092	65.93%	628	51.69%	10,942	54.64%
2/10/2006	1,171	28.40%	2,084	41.19%	7,116	66.50%	629	51.93%	11,000	55.46%
2/11/2006	1,174	28.73%	2,115	43.29%	7,195	68.34%	625	50.97%	11,109	57.00%
2/12/2006	1,176	28.95%	2,114	43.22%	7,202	68.51%	622	50.24%	11,114	57.07%
2/13/2006	1,194	30.92%	2,105	42.62%	7,138	67.01%	618	49.28%	11,055	56.23%
2/14/2006	1,204	32.02%	2,104	42.55%	7,169	67.74%	622	50.24%	11,099	56.85%
2/15/2006	1,196	31.14%	2,095	41.94%	7,165	67.64%	623	50.48%	11,079	56.57%
2/16/2006	1,191	30.59%	2,099	42.21%	7,152	67.34%	630	52.17%	11,072	56.47%
2/17/2006	1,198	31.36%	2,114	43.22%	7,174	67.85%	629	51.93%	11,115	57.08%
2/18/2006	1,205	32.13%	2,146	45.39%	7,209	68.67%	638	54.11%	11,198	58.25%
2/20/2006	1,203	31.91%	2,144	45.26%	7,225	69.05%	640	54.59%	11,212	58.45%
2/21/2006	1,217	33.44%	2,156	46.07%	7,295	70.68%	647	56.28%	11,315	59.91%
2/22/2006	1,209	32.57%	2,148	45.53%	7,299	70.78%	640	54.59%	11,296	59.64%
2/23/2006	1,208	32.46%	2,165	46.68%	7,328	71.46%	645	55.80%	11,346	60.34%
2/24/2006	1,214	33.11%	2,164	46.61%	7,321	71.29%	651	57.25%	11,350	60.40%
2/25/2006	1,222	33.99%	2,179	47.63%	7,362	72.25%	657	58.70%	11,420	61.39%
2/26/2006	1,225	34.32%	2,176	47.43%	7,367	72.37%	656	58.45%	11,424	61.45%
2/27/2006	1,225	32.32%	2,176	47.43%	7,337	71.67%	651	57.25%	11,389	60.95%
2/28/2006	1,236	35.53%	2,167	46.82%	7,300	70.80%	642	55.07%	11,345	60.33%

	El Dorado		Placer		Sacramento		Yolo		Total

3/1/2006	1,205	32.13%	2,133	44.51%	7,157	67.45%	631	52.42%	11,126	57.24%
3/2/2006	1,216	33.33%	2,153	45.87%	7,168	67.71%	633	52.90%	11,170	57.86%
3/3/2006	1,219	33.66%	2,163	46.54%	7,188	68.18%	637	53.86%	11,207	58.38%
3/4/2006	1,213	33.00%	2,190	48.37%	7,255	69.75%	640	54.59%	11,298	59.67%
3/5/2006	1,215	33.22%	2,194	48.64%	7,259	69.84%	641	54.83%	11,309	59.82%
3/6/2006	1,210	32.68%	2,191	48.44%	7,242	69.44%	642	55.07%	11,285	59.48%
3/7/2006	1,209	32.57%	2,201	49.12%	7,211	68.72%	648	56.52%	11,269	59.26%
3/8/2006	1,210	32.68%	2,211	49.80%	7,202	68.51%	651	57.25%	11,274	59.33%
3/9/2006	1,224	34.21%	2,242	51.90%	7,370	72.44%	665	60.63%	11,501	65.54%
3/10/2006	1,213	33.00%	2,221	50.47%	7,221	68.95%	652	57.49%	11,307	59.79%
3/11/2006	1,221	33.88%	2,234	51.36%	7,300	70.80%	646	56.04%	11,401	61.12%
3/12/2006	1,217	33.44%	2,240	51.76%	7,305	70.92%	644	55.56%	11,406	61.19%
3/13/2006	1,212	32.89%	2,236	51.49%	7,290	70.57%	648	56.52%	11,386	60.91%
3/14/2006	1,203	31.91%	2,223	50.61%	7,280	70.33%	650	57.00%	11,356	60.49%
3/15/2006	1,202	31.80%	2,234	51.36%	7,279	70.31%	657	58.70%	11,372	60.71%
3/16/2006	1,191	30.59%	2,218	50.27%	7,289	70.54%	653	57.73%	11,351	60.42%
3/17/2006	1,187	30.15%	2,232	51.22%	7,305	70.92%	654	57.97%	11,378	60.80%
3/18/2006	1,184	29.82%	2,253	52.64%	7,368	72.39%	648	56.62%	11,453	61.86%
3/19/2006	1,181	29.50%	2,260	53.12%	7,370	72.44%	646	56.04%	11,457	61.91%
3/20/2006	1,179	29.28%	2,255	52.78%	7,368	72.39%	648	56.52%	11,450	61.81%
3/21/2006	1,176	28.95%	2,242	51.90%	7,352	72.02%	647	56.28%	11,417	61.35%
3/22/2006	1,166	27.85%	2,238	51.63%	7,367	72.37%	656	58.45%	11,427	61.49%
3/23/2006	1,170	28.29%	2,251	52.51%	7,381	72.70%	661	59.66%	11,463	62.00%
3/24/2006	1,177	29.06%	2,267	53.59%	7,404	73.23%	666	60.87%	11,514	62.72%
3/25/2006	1,179	29.28%	2,296	55.56%	7,469	74.75%	665	60.63%	11,609	64.06%
3/26/2006	1,178	29.17%	2,289	55.08%	7,470	74.78%	664	60.39%	11,601	63.95%
3/27/2006	1,174	28.73%	2,284	54.74%	7,446	74.22%	664	60.39%	11,568	63.48%
3/28/2006	1,177	29.06%	2,294	55.42%	7,430	73.84%	670	61.84%	11,571	63.52%
3/29/2006	1,178	29.17%	2,292	55.28%	7,413	73.44%	676	63.29%	11,559	63.36%
3/30/2006	1,176	28.95%	2,289	55.08%	7,435	73.96%	672	62.32%	11,572	63.54%
3/31/2006	1,175	28.84%	2,284	54.74%	7,426	73.75%	670	61.84%	11,555	63.30%

	El Dorado		Placer		Sacramento		Yolo		Total

4/1/2006	1,176	28.95%	2,276	54.20%	7,453	74.38%	666	60.87%	11,571	63.52%
4/2/2006	1,170	28.29%	2,289	55.08%	7,445	74.19%	668	61.35%	11,572	63.54%
4/3/2006	1,168	28.07%	2,283	54.67%	7,454	74.40%	676	63.29%	11,581	63.67%
4/4/2006	1,182	29.61%	2,282	54.61%	7,487	75.18%	671	62.08%	11,622	64.25%
4/5/2006	1,188	30.26%	2,287	54.95%	7,526	76.09%	678	63.77%	11,679	65.05%
4/6/2006	1,189	30.37%	2,302	55.96%	7,554	76.74%	679	64.01%	11,724	65.69%
4/7/2006	1.189	30.37%	2.306	56.23%	7,549	76.63%	686	65.70%	11,730	65.77%
4/8/2006	1,199	31.47%	2,371	60.64%	7,618	78.24%	693	67.39%	11,881	67.91%
4/9/2006	1,201	31.69%	2,369	60.50%	7,615	78.17%	693	67.39%	11,878	67.86%
4/10/2006	1,197	31.25%	2,375	60.91%	7,601	77.84%	692	67.15%	11,865	67.68%
4/11/2006	1,205	32.13%	2,368	60.43%	7,596	77.73%	692	67.15%	11,861	67.62%
4/12/2006	1,214	33.11%	2,358	59.76%	7,640	78.76%	693	67.39%	11,905	68.24%
4/13/2006	1,213	33.00%	2,379	61.18%	7,628	78.47%	694	67.63%	11,914	68.37%
4/14/2006	1,216	33.33%	2,389	61.86%	7,643	78.83%	692	67.15%	11,940	68.74%
4/15/2006	1,222	33.99%	2,404	62.87%	7,685	79.81%	700	69.08%	12,011	69.74%
4/16/2006	1,226	34.43%	2,392	62.06%	7,657	79.15%	698	68.60%	11,973	69.21%
4/17/2006	1,225	34.32%	2,389	61.86%	7,654	79.08%	697	68.36%	11,965	69.09%
4/18/2006	1,239	35.86%	2,407	63.08%	7,708	80.35%	699	68.84%	12,053	70.34%
4/19/2006	1,253	37.39%	2,417	63.75%	7,741	81.12%	703	69.81%	12,114	71.20%
4/20/2006	1,259	38.05%	2,438	65.18%	7,783	82.10%	706	70.53%	12,186	72.22%
4/21/2006	1,280	40.35%	2,445	65.65%	7,814	82.83%	710	71.50%	12,249	73.11%
4/22/2006	1,295	42.00%	2,470	67.34%	7,911	85.10%	712	71.98%	12,388	75.07%
4/23/2006	1,293	41.78%	2,486	68.43%	7,917	85.24%	714	72.46%	12,410	75.38%
4/24/2006	1,291	41.56%	2,482	68.16%	7,902	84.89%	710	71.50%	12,385	75.03%
4/25/2006	1,294	41.89%	2,475	67.68%	7,913	85.14%	706	70.53%	12,388	75.07%
4/26/2006	1,305	43.09%	2,480	68.02%	7,956	86.15%	710	71.50%	12,451	75.96%
4/27/2006	1,302	42.76%	2,488	68.56%	7,961	86.27%	708	71.01%	12,459	76.07%
4/28/2006	1,318	44.52%	2,503	69.58%	8,032	87.93%	730	76.33%	12,583	77.83%
4/29/2006	1,319	44.63%	2,532	71.54%	8,129	90.20%	734	77.29%	12,714	79.68%
4/30/2006	1,329	45.72%	2,546	72.49%	8,138	90.41%	732	76.81%	12,745	80.12%

	El Dorado		Placer		Sacramento		Yolo		Total

5/1/2006	1,322	44.96%	2,517	70.53%	8,060	88.58%	718	73.43%	12,617	78.31%
5/2/2006	1,337	46.60%	2,546	72.49%	8,073	88.89%	733	77.05%	12,689	79.32%
5/3/2006	1,336	46.49%	2,566	73.85%	8,136	90.36%	738	78.26%	12,776	80.55%
5/4/2006	1,345	47.48%	2,582	74.93%	8,198	91.81%	745	79.95%	12,870	81.88%
5/5/2006	1,353	48.36%	2,606	76.56%	8,289	93.94%	751	81.40%	12,999	83.71%
5/6/2006	1,382	51.54%	2,658	80.08%	8,412	96.82%	761	83.82%	13,213	86.73%
5/7/2006	1,388	52.19%	2,660	80.22%	8,429	97.22%	762	84.06%	13,239	87.10%
5/8/2006	1,390	52.41%	2,658	80.08%	8,420	97.01%	765	84.78%	13,233	87.01%
5/9/2006	1,407	54.28%	2,676	81.30%	8,438	97.43%	764	84.54%	13,285	87.75%
5/10/2006	1,418	55.48%	2,695	82.59%	8,424	97.10%	786	89.86%	13,323	88.28%
5/11/2006	1,408	54.39%	2,701	82.99%	8,420	97.01%	790	90.82%	13,319	88.23%
5/12/2006	1,417	55.37%	2,713	83.81%	8,505	98.99%	791	91.06%	13,426	89.74%
5/13/2006	1,436	57.46%	2,748	86.18%	8,645	102.27%	794	91.79%	13,623	92.52%
5/14/2006	1,442	58.11%	2,748	86.18%	8,661	102.64%	798	92.75%	13,649	92.89%
5/15/2006	1,431	56.91%	2,739	85.57%	8,651	102.41%	798	92.75%	13,619	92.47%
5/16/2006	1,440	57.89%	2,748	86.18%	8,658	102.57%	800	93.24%	13,646	92.85%
5/17/2006	1,443	58.22%	2,746	86.04%	8,680	103.09%	817	97.34%	13,686	93.41%
5/18/2006	1,451	59.10%	2,765	87.33%	8,753	104.80%	829	100.24%	13,798	95.00%
5/19/2006	1,462	60.31%	2,786	88.75%	8,826	106.50%	835	101.69%	13,909	96.57%
5/20/2006	1,476	61.84%	2,823	91.26%	8,990	110.34%	841	103.14%	14,130	99.69%
5/21/2006	1,482	62.50%	2,830	91.73%	9,028	111.23%	840	102.90%	14,180	100.40%
5/22/2006	1,480	62.28%	2,824	91.33%	8,994	110.44%	840	102.90%	14,138	99.80%
5/23/2006	1,496	64.04%	2,822	91.19%	8,982	110.15%	844	103.86%	14,144	99.89%
5/24/2006	1,523	67.00%	2,874	94.72%	9,162	114.37%	864	108.70%	14,423	103.83%
5/25/2006	1,527	67.73%	2,885	95.46%	9,167	114.48%	872	110.63%	14,451	104.23%
5/26/2006	1,533	68.09%	2,901	96.54%	9,219	115.70%	879	112.32%	14,532	105.37%
5/27/2006	1,553	70.29%	2,949	99.80%	9,314	117.92%	878	112.08%	14,694	107.66%
5/29/2006	1,555	70.50%	2,943	99.39%	9,305	117.71%	874	111.11%	14,677	107.42%
5/30/2006	1,560	71.05%	2,944	99.46%	9,303	117.66%	873	110.87%	14,680	107.46%
5/31/2006	1,593	74.67%	3,016	104.34%	9,328	118.25%	885	113.77%	14,822	109.47%

	El Dorado		Placer		Sacramento		Yolo		Total

6/1/2006	1,578	73.03%	2,979	101.83%	9,422	120.45%	892	115.46%	14,871	110.16%
6/2/2006	1,584	73.68%	3,002	103.39%	9,513	122.58%	900	117.39%	14,999	111.97%
6/3/2006	1,606	76.10%	3,043	106.17%	9,674	126.35%	904	118.36%	15,227	115.19%
6/5/2006	1,607	76.21%	3,046	106.37%	9,674	126.35%	911	120.05%	15,238	115.35%
6/6/2006	1,616	77.19%	3,049	106.57%	9,688	126.67%	910	119.81%	15,263	115.70%
6/7/2006	1,617	77.30%	3,036	105.69%	9,712	127.23%	923	122.95%	15,288	116.05%
6/8/2006	1,613	76.86%	3,051	106.71%	9,727	127.59%	920	122.22%	15,311	116.38%
6/9/2006	1,617	77.30%	3,069	107.93%	9,799	129.27%	926	123.67%	15,411	117.79%
6/10/2006	1,631	78.84%	3,114	110.98%	9,891	131.42%	934	125.60%	15,570	120.04%
6/12/2006	1,638	79.61%	3.120	111.38%	9,886	131.31%	939	126.81%	15,583	120.22%
6/13/2006	1,635	79.28%	3,130	112.06%	9,880	131.17%	944	128.02%	15,589	120.31%
6/14/2006	1,633	79.06%	3,129	111.99%	9,885	131.28%	942	127.54%	15,589	120.31%
6/15/2006	1,635	79.28%	3,149	113.35%	9,995	132.92%	943	127.78%	15,682	121.62%
6/16/2006	1,623	77.96%	3,144	113.01%	10,015	134.32%	942	127.54%	15,724	122.22%
6/17/2006	1,634	79.17%	3,182	115.58%	10,103	136.38%	946	128.50%	15,865	124.21%
6/18/2006	1,634	79.17%	3,181	115.51%	10,107	136.48%	948	128.99%	15,870	124.28%
6/20/2006	1,644	80.26%	3,184	115.72%	10,091	136.10%	947	128.74%	15,866	124.22%
6/21/2006	1,662	82.24%	3,183	115.65%	10,097	136.24%	953	130.19%	15,895	124.63%
6/22/2006	1,669	83.00%	3,209	117.41%	10,131	137.04%	957	131.16%	15,966	125.64%
6/23/2006	1,686	84.87%	3,228	118.70%	10,210	138.89%	957	131.16%	16,081	127.26%
6/24/2006	1,697	86.07%	3,264	121.14%	10,337	141.86%	955	130.68%	16,253	129.69%
6/25/2006	1,698	86.18%	3,267	121.37%	10,350	142.16%	954	130.43%	16,269	129.92%
6/26/2006	1,694	85.75%	3,263	121.07%	10,354	142.26%	950	129.47%	16,261	129.80%
6/27/2006	1,709	87.39%	3,246	119.92%	10,372	142.68%	954	130.43%	16,281	130.09%
6/28/2006	1,709	87.39%	3,236	119.24%	10,382	142.91%	955	130.68%	16,282	130.10%
6/29/2006	1,705	86.95%	3,250	120.19%	10,379	142.84%	958	131.40%	16,292	130.24%
6/30/2006	1,705	86.95%	3,254	120.46%	10,412	143.61%	958	131.40%	16,329	130.77%

	El Dorado		Placer		Sacramento		Yolo		Total

7/2/2006	1,700	86.40%	3,263	121.07%	10,420	143.80%	957	131.16%	16,340	130.92%
7/3/2006	1,699	86.29%	3,262	121.00%	10,413	143.64%	953	130.19%	16,327	130.74%
7/5/2006	1,705	86.95%	3,249	120.12%	10,397	143.26%	949	129.23%	16,300	130.36%
7/6/2006	1,731	89.80%	3,248	120.05%	10,417	143.73%	955	130.68%	16,351	131.08%
7/7/2006	1,727	89.36%	3,263	121.07%	10,462	144.78%	969	134.06%	16,421	132.07%
7/8/2006	1,761	93.09%	3,278	122.09%	10,589	147.75%	974	135.27%	16,602	134.62%
7/10/2006	1,764	93.42%	3,283	122.43%	10,611	148.27%	979	136.47%	16,637	135.12%
7/11/2006	1,771	94.19%	3,282	122.36%	10,596	147.92%	980	136.71%	16,629	135.01%
7/12/2006	1,768	93.86%	3,274	121.82%	10,624	148.57%	986	138.16%	16,652	135.33%
7/14/2006	1,779	95.07%	3,308	124.12%	10,691	150.14%	987	138.41%	16,765	136.93%
7/15/2006	1,777	94.85%	3,342	126.42%	10,792	152.50%	995	140.34%	16,906	138.82%
7/16/2006	1,780	95.18%	3,347	126.76%	10,797	152.62%	992	139.61%	16,916	139.06%
7/17/2006	1,776	94.74%	3,336	126.02%	10,796	152.60%	991	139.37%	16,899	138.82%
7/19/2006	1,823	99.89%	3,374	128.59%	10,955	156.32%	1,017	145.65%	17,169	142.64%
7/20/2006	1,820	99.56%	3,373	128.52%	11,010	157.60%	1,019	146.14%	17,222	143.39%
7/21/2006	1,819	99.45%	3,376	128.73%	10,996	157.28%	1,024	147.34%	17,215	143.29%
7/22/2006	1,823	99.89%	3,412	131.17%	11,084	159.34%	1,017	145.65%	17,336	145.00%
7/24/2006	1,819	99.45%	3,416	131.44%	11,080	159.24%	1,022	146.86%	17,337	145.01%
7/25/2006	1,824	100.00%	3,449	133.67%	11,049	158.52%	1,025	147.58%	17,347	145.15%
7/26/2006	1,840	101.75%	3,491	136.52%	11,231	162.77%	1,047	152.90%	17,609	148.86%
7/27/2006	1,848	102.63%	3,513	138.01%	11,288	164.11%	1,050	153.62%	17,699	150.13%
7/31/2006	1,874	105.48%	3,511	137.87%	11,352	165.61%	1,043	151.93%	17,780	151.27%

	El Dorado		Placer		Sacramento		Yolo		Total

8/3/2006	1,857	103.62%	3,520	138.48%	11,333	165.16%	1,060	156.04%	17,770	151.13%
8/4/2006	1,858	103.73%	3,521	138.55%	11,369	166.00%	1,055	154.83%	17,803	151.60%
8/5/2006	1,866	104.61%	3,540	139.84%	11,499	169.05%	1,052	154.11%	17,957	153.77%
8/6/2006	1,864	104.39%	3,545	140.18%	11,514	169.40%	1,052	154.11%	17,975	154.03%
8/7/2006	1,859	103.84%	3,532	139.30%	11,490	168.83%	1,049	153.38%	17,930	153.39%
8/8/2006	1,865	104.50%	3,536	139.57%	11,473	168.44%	1,049	153.38%	17,923	153.29%
8/9/2006	1,860	103.95%	3,529	139.09%	11,473	168.44%	1,066	157.49%	17,928	153.36%
8/10/2006	1,859	103.84%	3,536	139.57%	11,496	168.98%	1,066	157.49%	17,957	153.77%
8/11/2006	1,871	105.15%	3,535	139.50%	11,499	169.05%	1,069	158.21%	17,974	154.01%
8/12/2006	1,883	106.47%	3,574	142.14%	11,593	171.24%	1,068	157.97%	18,118	156.05%
8/13/2006	1,878	105.92%	3,580	142.55%	11,584	171.03%	1,063	156.76%	18,105	155.86%
8/14/2006	1,872	105.26%	3,571	141.94%	11,568	170.66%	1,059	155.80%	18,070	155.37%
8/16/2006	1,872	105.26%	3,528	139.02%	11,501	169.09%	1,055	154.83%	17,956	153.76%
8/17/2006	1,876	105.70%	3,531	139.23%	11,541	170.03%	1,045	152.42%	17,993	154.28%
8/19/2006	1,871	105.15%	3,526	138.89%	11,557	170.40%	1,037	150.48%	17,991	154.25%
8/21/2006	1,866	104.61%	3,535	139.50%	11,555	170.35%	1,034	149.76%	17,990	154.24%
8/23/2006	1,849	102.74%	3,517	138.28%	11,505	169.19%	1,038	150.72%	17,909	153.09%
8/25/2006	1,845	102.30%	3,498	136.99%	11,517	169.47%	1,037	150.48%	17,901	152.98%
8/26/2006	1,841	101.86%	3,495	136.79%	11,514	169.40%	1,041	151.45%	17,891	152.84%
Note: Daily Numbers from IDXCentral.com

Population Growth Versus # of Homes Available for Sale This next set of data is trying to show the relationship between the total number of people in a given area to the number of homes for sale in that area. This allows us to compare number of homes for sale today to the number of homes for at some time in the past on a population adjusted basis. (This is only one of many factors that may be considered for comparative purposes, such as Incomes, Job Growth, Home Prices versus Rent ratios, Inflation, etc).
	El Dorado County			Placer County			Sacramento County			Yolo County			Total
Year	Popu- lation	# Homes	Pop/ Home	Popu- lation	# Homes	Pop/ Home	Popu- lation	# Homes	Pop/ Home	Popu- lation	# Homes	Pop/ Home	Popu- lation	# Homes	Pop/ Home

1990	125,995			172,796			1,041,219			141,210			1,481,220
1991	130,182			179,242			1,063,417			143,825			1,516,666
1992	134,898			187,204			1,088,351			147,211			1,557,664
5/31/1993	138,788			194,001			1,103,845			149,032			1,585,666	11,604	137
4/30/1994	141,843	1,395	102	199,994	1,682	119	1,113,762	6,739	165	150,387	628	239	1,605,986	10,444	154
4/30/1995	143,862	1,400	103	207,158	1,700	122	1,118,579	6,600	169	152,924	628	244	1,622,523	10,328	157
4/30/1996	145,949	1,400	104	215,019	1,675	128	1,127,700	5,800	194	155,709	615	253	1,644,377	9,490	173
4/30/1997	148,373	1,350	110	222,287	1,600	139	1,141,918	5,400	211	158,310	615	257	1,670,888	8,965	186
4/30/1998	150,857	1,150	131	229,684	1,200	191	1,157,437	4,400	263	160,732	615	261	1,698,710	7,365	231
4/30/1999	153,231	1,000	153	238,292	1,100	217	1,185,124	4,000	296	163,490	200	817	1,740,137	6,300	276
4/30/2000	157,079	650	242	246,119	800	308	1,217,628	2,800	435	167,352	100	1,674	1,788,178	4,350	411
4/30/2001	161,600	650	249	254,900	1,000	255	1,247,800	2,800	446	171,800	50	3,436	1,836,100	4,500	408
4/30/2002	163,600	650	252	265,700	1,025	259	1,280,900	2,250	569	176,300	50	3,526	1,886,500	3,975	475
4/30/2003	165,900	650	255	283,500	1,050	270	1,311,700	2,300	570	181,100	225	805	1,942,200	4,225	460
4/30/2004	170,456	625	273	296,579	650	456	1,346,205	1,700	792	184,660	200	923	1,997,900	3,175	629
4/30/2005	173,511	594	292	308,431	1,070	288	1,366,937	2,545	537	187,575	214	877	2,036,454	4,423	460
5/31/2005	173,511			308,431			1,366,937			187,575			2,036,454	5,290	385
6/30/2005	173,511			308,431			1,366,937			187,575			2,036,454	6,246	326
7/31/2005	173,511			308,431			1,366,937			187,575			2,036,454	7,263	280
8/31/2005	173,511	989	175	308,431	1,619	191	1,366,937	5,082	269	187,575	463	405	2,036,454	8,153	250
9/30/2005	173,511	1,085	160	308,431	1,803	171	1,366,937	5,815	235	187,575	581	323	2,036,454	9,284	219
10/31/2005	173,511	1,225	142	308,431	2,094	147	1,366,937	6,940	197	187,575	667	281	2,036,454	10,926	186
11/30/2005	173,511	1,260	138	308,431	2,216	139	1,366,937	7,450	183	187,575	690	272	2,036,454	11,616	175
12/31/2005	173,511	1,110	156	308,431	1,869	165	1,366,937	6,497	210	187,575	585	321	2,036,454	10,061	202
1/31/2006	176,204	1,182	149	316,508	1,958	162	1,385,607	6,959	199	190,344	594	320	2,068,663	10,693	193
2/28/2006	176,204	1,236	143	316,508	2,167	146	1,385,607	7,300	190	190,344	642	296	2,068,663	11,345	182
3/31/2006	176,204	1,175	150	316,508	2,284	139	1,385,607	7,426	187	190,344	670	284	2,068,663	11,555	179
4/30/2006	176,204	1,329	133	316,508	2,546	124	1,385,607	8,138	170	190,344	732	260	2,068,663	12,745	162
5/31/2006	176,204	1,593	111	316,508	3,016	105	1,385,607	9,328	149	190,344	885	215	2,068,663	14,822	140
6/30/2006	176,204	1,705	103	316,508	3,254	97	1,385,607	10,412	133	190,344	958	199	2,068,663	16,329	127
7/31/2006	176,204	1,874	94	316,508	3,511	90	1,385,607	11,352	122	190,344	1,043	182	2,068,663	17,780	116
Notes: Population Data was pulled from the California Employment Development Department. 1990 data courtesy of the US Census Bureau. 1991-2005 data courtesy of the California Department of Finance. 2006 estimated. 6/30/2006 --- 2005 and 2006 population numbers revised according to updates on EDD's website.

Sacramento County Foreclosure Data Beginning 8/10/2005 (Sacramento County Only)
Date	Foreclosure	Pre-Foreclosure	Bankruptcy
8/10/2005	29	3,045	1,243
8/20/2005	28	3,128	1,286
8/25/2005	30	3,091	3,294
9/3/2005	32	3,201	4,182
9/10/2005	33	3,268	4,264
9/17/2005	36	3,313	4,300
9/24/2005	37	3,367	2,553
10/1/2005	36	3,450	1,768
10/8/2005	34	2,461	733
10/15/2005	42	3,556	1,868
10/22/2005	43	3,609	2,165
10/29/2005	46	3,722	2,961
11/5/2005	46	3,813	3,102
11/12/2005	48	3,525	3,128
11/19/2005	50	3,556	3,121
11/26/2005	52	3,485	3,093
12/3/2005	53	3,496	3,036
12/10/2005	52	3,468	3,014
12/17/2005	58	3,463	3,006
12/24/2005	58	3,484	3,001
12/31/2005	60	3,508	2,989
1/7/2006	61	3,548	2,923
1/14/2006
1/21/2006	66	3,465	2,546
1/28/2006	69	3,410	2,230
2/4/2006	77	3,448	2,256
2/11/2006	77	3,474	1,917
2/18/2006	75	3,595	1,809
2/25/2006	87	3,602	1,592
3/04/2006	91	3,643	1,302
3/11/2006	99	3,691	1,375
3/18/2006	88	3,773	1,424
3/25/2006	99	3,828	1,210
4/1/2006	98	3,858	1,030
4/8/2006	106	3,900	1,014
4/15/2006	109	3,974	998
4/22/2006	109	4,040	1,011
4/29/2006	119	4,111	1,022
5/6/2006	125	4,174	984
5/13/2006	130	4,232	1000
5/20/2006	136	4,254	1,012
5/27/2006	148	4,362	1,061
6/3/2006	154	4,410	1,105
6/10/2006	164	4,434	1,114
6/17/2006	180	4,610	1,118
6/24/2006	191	4,682	1,131
7/1/2006	203	4,685	1,143
7/8/2006	212	4,753	1,180
7/15/2006	225	4,747	1,154
7/22/2006	228	2,910	1,166
7/29/2006	239	2,927	1,162
8/5/2006	247	2,960	1,200
8/12/2006	261	2,968	1,219
8/19/2006	267	2,937	1,225
8/26/2006	281	2,948	1,228
Notes: Data courtesy of Foreclosure.com. Data is for Sacramento County only (not the 4 county region).

Job Growth in the Four County Region from 1994-2004
Things to notice:
1) Steady decline in job growth after a peak in 1999.
2) High percentage of new jobs being real estate related.

Year	Total Jobs	Total New Jobs	New Real Estate Jobs	Percent
1994	643,800	17,800	1,600	9.0%
1995	662,800	19,000	400	2.1%
1996	681,500	18,700	2,800	15.0%
1997	702,000	20,500	4,000	19.5%
1998	731,400	29,400	5,900	20.0%
1999	770,500	39,100	8,100	20.7%
2000	797,100	26,600	4,500	16.9%
2001	818,900	21,800	7,100	32.6%
2002	832,200	13,300	1,700	12.8%
2003	846,000	13,800	7,000	50.7%
2004	856,200	10,200	4,100	40.1%

Notes:

Job numbers were taken from a recent article in the Sacramento Bee, which was quoting numbers by the Employment Development Department in Sacramento.

Notes:

Inventory chart on the left depicts the inventory data in the tables above (last updated 7/31/2006).
The National City chart on the right was pulled from a recent report by National City regarding overvalued and "extremely overvalued" (over 30% overvalued) cities in America. At that point, they considered Sacramento roughly 54% overvalued, which fell into the "extremely overvalued" category.

Inventory Discrepancies
COUNTY	IDX	ZIP	SACBEE.COM
El Dorado	1,883	1,503	2,077
Placer	3,574	3,410	3,874
Sacramento	1,1593	12,102	12,904
Yolo	1,068	619	1,233
Total	18,118	17,634	20,088
Notes: IDX numbers searching houses and condos (no land, commercial, mobile homes, etc). Zip numbers searching Single Family, Condo, Multi family (no land, commercial, etc). Sacbee numbers searching all "Single Family" (no lands, no multi-family, etc). Sacbee's numbers include "Pending Sales".